Seminar Schedule

Friday	Seminar	Speaker	Presenting Company
6:00pm	First Time Home Buyers: No Money Down Using $8000 Tax Credit	Tom Weekes	Bank of America Home Loans
7:00pm	Reverse Mortgages	Kyle Buck	Bank of America Home Loans
8:00pm	How To Re-Fi When You Don't Have Equity Using Government Stimulus	Tom Weekes	Bank of America Home Loans
Saturday	Seminar	Speaker	Presenting Company
12:00	Reverse Mortgages	Kyle Buck	Bank of America Home Loans
1:00	Buying A Bank Owned Home With A FHA 203k Loan	Becky Delgado	Bank of America Home Loans
2:00	How To Re-Fi When You Don't Have Equity Using Government Stimulus	Tom Weekes	Bank of America Home Loans
3:00	Zero Down Home Buying Using USDA Rural Development	Tim Pfeifer	Bank of America Home Loans
4:00	Short Sales… the long and short of it.	Leigh Wilson	Keller Williams Realty Boise
5:00	Using Credit Wisely	Sharla Lewandowski	National Financial Education Center
Sunday	Seminar	Speaker	Presenting Company
1:00	Improving Your Credit Score	Kelly Hendrix	Idaho Credit Repair
2:00	Short Sales…the long and short of it.	Leigh Wilson	Keller Williams Realty Boise
3:00	First Time Home Buyers: No Money Down Using $8000 Tax Credit	Tom Weeks	Bank of America Home Loans

Bank of America Home Mortgage Seminars

Friday October 9th.
6:00pm First Time Homebuyers Seminar Using the $8,000.00 Tax Credit presented by Tom Weekes of Bank of America Home Loans

7:00pm : Reverse Mortgage Seminar presented by Kyle Buck of Bank of America Home Loans

8:00pm: How to Refinance when you don't have equity, Utilizing the Government Stimulus programs and FHA/VA Streamline Refinance presented by Tom Weekes of Bank of America Home Loans.


Saturday October 10th:

12:00pm: Reverse Mortgage Seminar presented by Kyle Buck of Bank of America Home Loans

1:00pm: Buying a Bank Owned Home or that Fixer Upper with an FHA203k loan, presented by Becky Delgado of Bank of America Home Loans

2:00pm: How to Refinance when you don't have equity, Utilizing the Government Stimulus programs and FHA/VA Streamline Refinance presented by Tom Weekes of Bank of America Home Loans.

3:00pm Zero Down Payment Home Buying using USDA RD and Taking the Headache of Buying A Bank Owned Property, presented by Tim Pfeifer of Bank of America Home Loans

Sunday October 11th:
3:00pm: First Time Home Buyers Seminar No Money Down and Using the $8,000.00 Tax Credit presented by Bank of America Home Loans

	Becky Delgado- I have been in the business in 1993 I have working in Escrow, finance and Mortgage lending. I am on the Board for Finally Home 1st time Homebuyers. I am an active volunteer for Finally Home 1st time homebuyers seminars. With Bank of American Home Loans I am the FHA 203k Specialist and I am Neighborhood Lending Certified. I will be presenting a short seminar on "Buying a Bank Owned Home or that Fixer Upper with an FHA203k loan."
	Tim Pfeifer is a Rural Development Specialist and REO Loan Officer for Bank of America Home Loans. Tim has over 7 years in the Mortgage industry and a BS degree in Business Administration from University of Southern Oregon as well as over 20 years of Sales and Marketing experience.
	Kyle Buck As Bank of America’s Local Reverse Mortgage Adviser, I enjoy working with clients educating them about this life changing program. Financial stress relief, no more house payments, and freedom are some of the reasons why I believe Reverse Mortgage is the best program available.
	Leigh Wilson is a managing partner in Boise’s Best Real Estate Team and an Ada County Top Producing Agent. Leigh Wilson is laser-focused on finding properties through unconventional methods, successfully listing homes to sell in today’s fast-paced, high-technology climate and working to meet each client’s unique needs. With the change in the needs of the consumer she has spent the past 2 years focused on the needs of the seller in a short sale driven market and the skills required in mitigating short sales with a variety of lenders. With a 98% close rate on short sales she and her business partner are setting the bar at a level that has been attained by few, with the national average being a dismal 10% close rate. Leigh has strived to set herself apart from the industry and help homeowners out of a tough housing situation. A licensed real estate consultant in Idaho and Washington, Leigh, together with her business partner, Ed Elam, specializes in investment properties, empty nesters and residential purchases and sales. Leigh is a GRI and the Official Realtor of the Collegiate Relocation Network at Boise State University!